Reply
Established Contributor
Mike14
Posts: 618
Registered: ‎09-16-2008
0

Transunion b*

Well, after pulling both CCT and CreditKarma daily for several months, all of the hard inqs fell off my wife's TU report!

 

The CCT was needed, as I pull CreditKarma for me at the same time I pull hers, and I still have a ton of hard inqs on mine.

Wife's FICO Scores, 7/10/09: TU:??? EQ:634 EX: ???
Wife's FICO Scores, 2/13/09: TU:??? EQ:604 EX: 630
Wife's FICO Scores, 2/05/09: TU:??? EQ:592 EX: 630
My FICO Scores, 6/19/09: TU:757 EQ:744 EX:758 (all from MB; EQ Agrees)
My FICO Scores, 3/29/09: TU:755 EQ:746 EX: ???
My FICO Scores, 2/05/09: TU:??? EQ:730 EX: 720
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Transunion b*

Your wife was fortunate!:smileyhappy:
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Senior Contributor
imducky
Posts: 3,432
Registered: ‎08-27-2007

Re: Transunion b*

so this subject is no longer taboo?
Contributor
pjohnston2
Posts: 78
Registered: ‎02-18-2009
0

Re: Transunion b*

is it possible that it was the CCT daily pulls that did it and the CreditKarma daily pulls were not necessary?
Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008
0

Re: Transunion b*

Um, I'm confused. Thought this was a big no-no to discuss?
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Transunion b*


UpUpUp wrote:
Um, I'm confused. Thought this was a big no-no to discuss?
:smileywink:
Contributor
pjohnston2
Posts: 78
Registered: ‎02-18-2009
0

Re: Transunion b*

in that case, should I delete my post?
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Transunion b*

No, you didn't do anything wrong. It's cool. You can talk about bumpage, you just can't advocate it.
Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008
0

Re: Transunion b*


pjohnston2 wrote:
in that case, should I delete my post?

Apparently I was a wee bit behind the times. Sorry about that! 

Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Transunion b*


UpUpUp wrote:

pjohnston2 wrote:
in that case, should I delete my post?

Apparently I was a wee bit behind the times. Sorry about that! 



Oh, believe me, you're hardly the only one confused! :smileyvery-happy:

To repeat, the line is now that it's OK to discuss it, or mention that someone did it; you just can't say, Hey, you need to do this.

*scratches head again*
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}