Is utilization calculated by the TOTAL balances on all cards or each card individually?
Filed Ch7: 6/21/17 Discharged: 10/03/17 Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679 My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!