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Utilization

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Kb109
Frequent Contributor

Utilization

Is utilization calculated by the TOTAL balances on all cards or each card individually?

Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!
Message 1 of 3
2 REPLIES 2
RobertEG
Legendary Contributor

Re: Utilization

A combination of both.

Message 2 of 3
takeshi74
Senior Contributor

Re: Utilization

Both matter.

Message 3 of 3
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