WOOHOO! FICO score increase!!!

creditgirl · ‎09-26-2007

My Experian credit score has raised 10 pts. and my TU 5 pts in less than a month and one of my cc's isn't even reporting!!! It feels so good to see an increase!! I can't wait to see what happens when my utilization goes from 218% to 9% and when my most recent collection comes off!!!

Thank God for the people on this board!

Credit

FICO 9/1/07 FICO 9/26/07
TU--534 TU--538
EX---552 EX---562
EQ---454 EQ---454

haulingthescoreup · ‎09-26-2007

OK, you will absolutely have to post those scores! 218% to 9%--WOW! You'll probably melt down the FICO computer.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

creditgirl · ‎09-26-2007

Yep, I definitely will post them!! Actually, I have a charged off Crap 1 card (that they have not placed in collection) that had a credit limit of $200 that is now over $1700 (they added on all kinds of fees, charges, etc) that is causing my util to be so high. This card will fall off TU in Oct., EQ in Nov. Experian says it will fall off next year. So, soon, I'm hoping to see some serious gains in my score. Hopefully, this will have the affects I hoping for, we'll see.

I forgot to update my signature, so until I do:

9/26/07--> TU 538 EX 562 EQ 457 (I don't know what's going on with EQ!)

Message Edited by creditgirl on 09-26-2007 07:00 PM

FICO 9/1/07 FICO 9/26/07
TU--534 TU--538
EX---552 EX---562
EQ---454 EQ---454

John060675 · ‎09-26-2007

Cool. Keep it going in the right direction!

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU

Take the myFICO Fitness Challenge

Anonymous · ‎09-27-2007

Congrats!

Tuscani · ‎10-01-2007

Super!

Please share your success in the "Success Stories" thread!

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=27512

-Tuscani