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Established Member
dannydannyFICO
Posts: 26
Registered: ‎02-17-2011

authorized users & application for the SAME credit card

Does adding an AU affect that AU from applying for the same card within that window period (whatever the credit card company or issuer has set)?

Established Contributor
bettercreditguy1
Posts: 652
Registered: ‎02-11-2012

Re: authorized users & application for the SAME credit card

[ Edited ]

If the computer matches the personal data, ie ss numbers or other duplicate information, it may be flagged. The AU Could now have two accounts with the same issuer. The situation is that the second card would probably have a greatly reduced credit limit if it is approved.  (edited for spelling)

Starting scores 01/ 02/2012 EQ 707 TU 733 EXP 735 (FAKO)
Updated scores 05/01/2013 EQ 761 TU 780 EXP 788 (Exp. equivalency)


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Established Member
dannydannyFICO
Posts: 26
Registered: ‎02-17-2011

Re: authorized users & application for the SAME credit card

that is also what i suspected. i guess the work-around is to get "the person that would have been the AU" to apply first for her own card


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