A while back I posted about a med collection. It was an emergency room visit in Sept 03. This is the doctor bill...hospital bill was paid a LONG time ago by insurance. This appeared a few months ago on cr, and I called to get the date of service and provider info. I didn't know anything then, so i didn't DV. I DV'd 10 days ago, although it is obviously more than 30 days after I KNEW of the debt because of my call to the CA. They replied today with a letter stating:
We have recently received your dispute indicating that you would like validation of the above mentioned account. Attached please find itemized bill of the debt.
If you have further questions, please call our company at xxx-xxx-xxxx.
Thank you,
Creditech support (NO NAME)
They included a piece of paper (plain white...no letterhead) that says ITEMIZED STATEMENT. It has a date of Jan 7, 2008 at the top, the doctor's address, a file #, our home address, hospital, date of service, description of service and amount due. That's it. I know from my reading here that this is not adequate validation of this debt, but since I didn't DV in 30 days am I up a creek without a paddle????