I want to move over to the CMG mortgage home ownership accelerator. They only accept higher scores. Scores right now are somewhere around 713/723/667 and just made request to update some information on the 667 one. I believe the hardest hit on my score right now is 37% utilization and 10 accounts with balances. There were some 30 day late payments 3 or so years ago (one of the them shows as new for some reason on the 667 score). Will have 3 of the accounts paid off and under 30% within a month or two. I'm scheduled to only have a balance on mortgage and car sometime next year.
Eric