If you were looking to purchase a house then about $220k would be your max.
Condos are different since they have homeowners association (HOA) dues, and can vary quite a bit. Two condos for the same price with different HOA fees would have different total payments, so it's a little tougher to estimate what the max sales price on a condo would be. It's usually a little lower than a house though due to the HOA fees that a house usually doesn't have (especially in Indiana).
How much do you pay in rent now and how much are you looking for your new mortgage payment to be (total, including property taxes/insurance/etc.)?
As far as the $10k medical collection, I would not pay anything towards it now. Medical collections aren't as big of a deal.
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