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Lenders review your utitlies and cable bills? Is this done by all lenders?
@Anonymous wrote:Lenders review your utitlies and cable bills? Is this done by all lenders?
the only time lenders would look at those bills is if your going for a loan like fha and dont have enough credit tradelines to use for approval. They would then take a years worth of on time payment proof
@Anonymous wrote:
Ok, thanks. So if you have enough tradelines, they don't review these.
no and they are not included in your dti only your monthly credit card bills, auto loans, per loans, student loan are looked at and counted