Usually banks only sell homes "as is", if that is the case in your situation, be sure to do your home inspection first before shelling out money for an appraisal. You don't want to pay money for an appraisal and then a home inspection after, just to find out you don't like the condition of the home.
Free Mortgage Advice & Pre-Approvals (FHA, VA, USDA, Fannie, Freddie, Non-Prime, Construction, Renovation/Rehab, Commercial) since 2002
Located in Southern California and lending in all 50 states