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credit pull

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Anonymous
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credit pull

Hello,

 

When the lender pulls your credit report for the 2nd time before you are about to close, Are they suppose to let you know before they it?

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: credit pull

I don't think so. Mine didn't tell me before they did it.
Message 2 of 6
Anonymous
Not applicable

Re: credit pull

Thanks for the reply! my LO actually called me today and told me he was going to pull my credit report again (what a coincidence). I close Oct 30th and my scores actually went up more than I expected. Back in May when I applied for my mortgage, my score was at 633 and my LO today advised me that my mid score was 714!!!
Message 3 of 6
Anonymous
Not applicable

Re: credit pull

That's a GOOD surprise
Message 4 of 6
Anonymous
Not applicable

Re: credit pull

Wow!! Way to go! That's a great increase!!
Message 5 of 6
ArmyStrong
Frequent Contributor

Re: credit pull

Hope that's what happens to me. Don't intend to stop the repairs after pre-approval, and neither should U! :-)
TU: 556 12/12/08 ~ EQ: 509 12/12/08 ~ EX: 509 12/12/08
TU: 588 8/7/09 ~ EQ: 529 7/30/09 ~ EX - ?? (509 12/12/08)
TU: 619 9/01/09 ~ EQ: 608 9/01/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 626 9/30/09 ~ EQ: 624 9/30/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 659 10/7/09 LO PULL EQ: 624 10/7/09 LO PULL EX: 659 10/7/09 LO PULL
Message 6 of 6
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