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I have a question regarding this Bank of America account. BOFA deleted the account from TU but it's still showing up on EX & EQ. The account is reporting a positive history and contributing to my AAoA a little however it's shows a high balance greater than the actual CL plus the "Closed by credit grantor" notation. Is it worth it to still keep this account hanging around on my report or should I just take a 1 year drop of my AAoA and delete it entirely. The credit analyst from Chase had questioned me about this account and why it was closed. Even though it has a perfect payment history and adds one year to my AAoA but the fact that it was closed by the credit grantor and reports a high balance greater than the actual credit limit - which outweighs the other? I can easily get EX and EQ to remove it since I already have a confirmation letter from Bank of America authorizing it
It's an either or type of thing. I'd just leave it alone. If asked, I'd say I had stopped using it.