UPDATE 6/27: Email for CA/JA Cambece/CACH LLC?

[Anonymous]

Does anyone have a verifiable email contact for CACH LLC (more specifically, their "subsidiary" JA Cambece law)?

Here's my backstory:

I had a $2400ish charge-off from an AMEX card that was sold to Cach LLC in 2008. I was able to eventually settle with "the law office of JA Cambece" for less than the full amount (about $2100) about 2 years ago.

I was told over the phone that it would be a PFD, and that they would notify AMEX that the account was settled.

Sadly, I was not as well informed as I should've been and didn't realize I should've gotten this all in writing, so they remain on all 3 credit reports as a collections agency. AMEX does not appear at all.  

CACH LLC never deleted the info from my credit report. Surprise, surprise (I know this now. )

Flash forward to today: Denied a ZYNC card, and after contacting AMEX, it seems that CACH LLC apparently never informed them that account was settled, so they're only seeing a closed card that was never paid, which is the reason I was denied.

They've been wonderful and totally helpful, but I need to send them some kind of paperwork from them that I no longer have, sadly.

So I'm hoping to send a GW letter to CACH LL (or Cambece, whomever!) in order to rectify this situation.

Any suggestions on the best way to go about this? The only thing I can send AMEX at the moment to prove I paid it is a copy of the cancelled check.

[Bcunniff9]

They are a pain in the butt to deal with. I just weathered the storm until it got reassigned to another law office. I dont have an email address, I can only wish you good luck. 

[Anonymous]

Thank you Bcunniff, I appreciate it...

It's funny, I do have the name of the person I made the settlement with, but I'm afraid to call and ask for his email.

Doubt I'd get it if I tried, and I don't want to bring undue attention to myself after the fact! lol.

[amh783]

I had  collection account with Cambece/Cach for an unpaid CC. I ignored the phone calls and the letters until a summons showed up at my door.

I called, could only pay $500 less than their settlement offer, so i ended up paying the entire balance. One $3,000 initial payment, and then 10 $150 payments.

I finished paying this off about a year ago and Cach LLC is no longer reporting on my CRs. I didn't know about this forum and never requested any kind of PFD - it's just gone.

OC was Providian. They are reporting as current closed, but the KD marks are still in the history.

[Anonymous]

Wow.... amh78, how did you get them to contact the OC and delete? I already paid them.

Any advice? I'm pretty desperate.

[yyc]

I actually just dug up a bunch of potential emails for CACH LLC itself (which is by the way "Collect America" and is now known as "SquareTwo Financial". I have yet to receive a response, and the emails haven't bounced so they are probably legit. If I get a response, I'll shoot you a PM with my contacts.

[Anonymous]

that would be fantastic... thank you so much! good luck with your own journey... who was the OC?

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UPDATE: Turns out I have to contact Resurgent Capital Services to have them update AMEX, and at that time they would work on reconsidering my account?

Really confused now, as I paid Cambece/CACH LLC, not Resurgent...!

[yyc]

Bank of America... they  me real good, unfortunately I did not know my rights as a consumer at the time :-/

[boomersooner02000]

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@yyc wrote:

I actually just dug up a bunch of potential emails for CACH LLC itself (which is by the way "Collect America" and is now known as "SquareTwo Financial". I have yet to receive a response, and the emails haven't bounced so they are probably legit. If I get a response, I'll shoot you a PM with my contacts.

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Not to hijack the thready, but I am currently trying to get Cach to agree to a PFD as well and am having trouble. Any management level contact info you could share would be greatly appreciated. I emailed the CEO and CFO hoping to get a response, but have yet to receive a response.

I'm dealing with the "law office of Ed Overcash" and they're claiming Cach has agreed to accept my offer for payment, but will not delete the tradeline. I figured what the heck and just emailed the CEO and CFO with my offer to see if they would respond or push it to someone lower in management to respond.

[boomersooner02000]

After a few emails to Cach, LLC(SquareTwo Financial) I got a response to my PFD. They have agreed to delete and said it would take 72hrs to reflect on my credit reports. If you guys need need the name and email address for the "Settlement Corrdinator Operations" let me know and I'll pm the info.