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Valued Member
Posts: 40
Registered: ‎05-30-2009
0

Go To Court?

[ Edited ]
I received a phone calling from a CA today and the representative was arguing with me on the phone. I asked for information pertaining to the debt and she told me that she was adding a note to my file that I am refusing to give her information and it would cost me more in the long run. Are CAs allowed to call you and harassingly demand payment? Also, the debt was for an apt I said at from 2006-2007 with three roommates, I did not renew the lease for the 2007-2008 year and the two remaining roommates stayed there and did not pay July 2008 rent. I have a letter stamped with the date I moved and would not renew my lease. She said I need to clear the matter up because it is going to court, what do I need to do because I no longer live in the same city and if it goes to court I know I will have a judgement against for not appearing because the will probably put a notice in the newspaper and I will have no way of showing up. 
Message Edited by ucibaqt on 08-07-2009 05:21 AM
Moderator
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Crazy CA

Contact the apartments and tell them you have a letter stating you moved and your lease would not be renewed.

 

It is against the law for CAs to be harrassing and threatening things they can not do or have no intention of doing.

Senior Contributor
Posts: 4,265
Registered: ‎05-01-2008
0

Re: Crazy CA

I asked for information pertaining to the debt and she told me that she was adding a note to my file that I am refusing to give her information and it would cost me more in the long run.  (and you added a mental note that she's a witch!)

 

YOU are under no order to give them ANY information of any kind...ever.  They cannot call you and harass you either.

 

I would definitely call the apt manager & see if you can't get this cleared up.

 

Shoutout to the pros....would a C & D be in order here???



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
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Moderator
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Crazy CA

You would not send a C and D if it is still within SOL.  You are basically telling them to sue you.
New Contributor
Posts: 123
Registered: ‎07-31-2009
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Re: Crazy CA

OK this may be a stupid question, and I hope it never happens to me, but what do you do if a CA harrasses you? If someone calls and is belligerant or harrassing/threatening, should you just hang up?

Is there anything adverse they can do if you don't listen to them?

This is all very scary to me :smileysad:

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Moderator
Posts: 4,189
Registered: ‎03-24-2008
0

Re: Crazy CA

[ Edited ]

check out the federal trade commisson web site.                                                                                                  

FTC: FAQ   

 

 

mods--sorry if i broke any rules about posting a link :smileysad:        trying to help:smileyhappy:

Message Edited by fused on 08-03-2009 01:16 PM
FICO's Oct 2013 TU711 EQ713 EX723~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
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Re: Crazy CA

You haven't broken any rules, so thanks for helping another forum member out. Also, please notice I edited your post so its easier for others to check out the link .

 

 

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Valued Member
Posts: 40
Registered: ‎05-30-2009
0

Re: Crazy CA

So I called the management company to discuss the phone call I received from the CA about rent a month and a year after I typed a letter of notification and personally handed in the key for the house a year earlier. The management states that my letter was unsatisfactory because they have no way of knowing if my roommates knew I was no longer going to be living at the location. So my name remained on the lease until my roommates decided THEY wanted to move despite my interaction with the office and my notification that I will not be renewing. What????!!!! So for a whole year my letter was unsatisfactory and I was not notified of such. So to counter their agrument I ask well how did you know that I knew about the other two roommates moving when they notified you. To this the representative says well they turned in their keys, I say well I turned in my keys as well. SO obviously I got no where with the management company. (How convient 2 years after I moved I'm hit with a debt for a place I did not stay in during the month and now they tell me my letter was unsatisfactory). So I decided to call the CA to get a little more info about the debt of course they only wanted my info and were not offering to tell me anything. I gave them Nothing...just pissed them off more...So this is without a benefit of a doubt going to court.

 

So I have a couple of questions for those of you who are familiar with judgements. Would it be in my best interest to take this matter to court? If the judge holds me accountable for 1/3 of the rent could I bring a money order to pay the collection attorney to vacate the judgement on spot? How hard is it to vacate judgements once they are decided upon? Is there any way to DV a CA without showing your address?? Are there any other options out there?? 

Senior Contributor
Posts: 4,265
Registered: ‎05-01-2008
0

Re: Crazy CA

I don't have the answer, but I'm bumping you to the top.  You might want to go to your original post & re name the subject line..something like "go to court"??  Something to draw attention to your ?

 

Good luck!!!

 

Mo



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

Moderator
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Crazy CA

Look into the Landlord Tenant Laws for your state. 

 

The letter may have sufficed if you had gotten your room mates signatures on it.  I know it is too late for that now.

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