Goofed on a Medical Collection....?

[awash242]

I had an old Medical Collection for $30  from last December showing on my reports. I knew the debt was mine, so I paid the OC directly. Never even contacted the CA.

In a letter that I sent to the CRAs earlier this week, I disputed this collection, as well as some other tradelines.

It is now after the fact and I realize that I should have used a HIPAA letter....did I blow it?

[awash242]

anyone? Thanks!

[llecs]

Was it reporting $0?

The best practice would have been to either follow the HIPAA process or send a DV followed up with a PFD if you agree. BTW, the HIPAA process starts by paying the OC directly anyway.

[awash242]

No, it was still showing a balance of $30. I just paid the OC directly a few days ago so it should be showing a $0 balance soon. I was hoping that since I paid the OC directly, that the collection would be deleted, but we shall see. If it is not, what are the appropriate steps to have it removed?

Thanks in advance!