New Contributor
Posts: 67
Registered: ‎01-18-2013

How long to wait after sending PFD?

I have sent Certified PFD letters to Midland and Calvary Portfolio but haven't heard from them. I did offer a pretty low amount but was hoping to at least get a counter offer! How long should I wait before I send them another PFD with a higher amount?


I should note that before I started trying to work on my credit these companies were offering me settlement amounts that where close to my offer.

4/23/13: TU 615, EX 600, EQ 581
1/16/13: TU 585, EX 525, EQ 514
Goal: For now just get approved for FHA 7/13

Cards: Cap1 Secured - $200; NFCU $6k
Frequent Contributor
Posts: 328
Registered: ‎02-24-2012

Re: How long to wait after sending PFD?

[ Edited ]

I'd wait at least 30 days.  Next round, just send PFD offers regular mail -  certified is not necessary. 

Last HP 8/29/14

Posts: 12,952
Registered: ‎04-15-2011

Re: How long to wait after sending PFD?


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