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Multiple TLs.. Same Account (HSBC/LVNV)

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goal_digger
Regular Contributor

Multiple TLs.. Same Account (HSBC/LVNV)

Hello credit gurus,

 

Reviewing my credit report I found that there are multiple tradelines for the same account and I'm wondering what I can do about it.  The OC is HSBC and my account was charged off to a CA (LVNV).  I've since paid LVNV off.. Is there anything you can recommend I do to clean up my credit report??  

 

Thanks in advance!!!

 

 

 

 

 

In order of approval...
Fico Scores: EX 721 | EQ 723 | TU 719
Goals: Reduce util, obtain soft-pull CLIs and 720 across the board.
Message 1 of 3
2 REPLIES 2
guiness56
Epic Contributor

Re: Multiple TLs.. Same Account (HSBC/LVNV)

The OC and the CA are allowed to report.  Now that it is paid, send GW letters to both the OC and CA asking them to delete.

Message 2 of 3
goal_digger
Regular Contributor

Re: Multiple TLs.. Same Account (HSBC/LVNV)


@guiness56 wrote:

The OC and the CA are allowed to report.  Now that it is paid, send GW letters to both the OC and CA asking them to delete.


@Anonymous, @guiness56.  I figured as much but was hoping there might be a way to get something done sooner.  Have a GW out to LVNV and will send one to HSBC begging for mercy in the next few days.  The only thing they can tell me is no (and then I'll try again Smiley Happy)

In order of approval...
Fico Scores: EX 721 | EQ 723 | TU 719
Goals: Reduce util, obtain soft-pull CLIs and 720 across the board.
Message 3 of 3
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