PFD Sucess With RJM

[Anonymous]

I would like to thank everyone I was able to get RJM to agree to a PFD they even offered to let me pay it out since it is a small amount I am going to pif. But they have sent me the letter stating my offer was accepted. I have noticed it is no longer reporting on the CR eitheir.

Thanks again Guys

[llecs]

Congrats!

[Anonymous]

Very good to hear! Congrats

[Anonymous]

This account being deleted has bumped me up 36pts.

[Anonymous]

glad to hear it worked!

[daisy245]

If you don't mind me asking, how old was your account?  I have an old account with them I was thinking about trying to settle with a PFD.  I was wondering if it would help my score to pay it, since it's so old. 

[Anonymous]

Congrats I am so glad that you have gotten that removed.  May I ask what you did because they advised me that it was against their company policy to PFD.  We are talking about RJM Acquisitions?

[Anonymous]

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@daisy245 wrote:

If you don't mind me asking, how old was your account?  I have an old account with them I was thinking about trying to settle with a PFD.  I was wondering if it would help my score to pay it, since it's so old. 

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daisy,

an old collection helps your Fico score with account age, but it also depresses greatly and buckets you as a risky customer.

so it's always better to delete old collections when you can.

RJM is great at accepting PFD starting from 25% of the amount and are very fast in deleting.

good luck!!!

[Anonymous]

After thinking about this more and more.  I paid RJM off last year, before I even knew about PFDs or GWs.  I paid them off first.  But even now I am having a hard time getting them to even report that it has been paid.  I have had to send 4 copies of my receipt from them and to the CBs certified mail and for some reason they just dont knw what to do with it even though I have specified it over and over.  Oh well life ill go on....

[Anonymous]

the account was from 2006 I believe. And I used the example PDF I found on this forum. They replied with a sperate letter within a few weeks. In thier letter they did acknowledge  my PFD letter they revcieved. And yes this is RJM acquisition. Hope this helps. Thank you all