Okay so at this point I dont know what to do anymore. I have sent a DV ( validated ) sent about 10 PFD's no response and even opened a compaint with BBB ( came back with they wouldnt respond to my PFD's because they dont do that. I just made one last final attempt with BBB, I responded that they were reporting as revolving line of credit instead of collection. Hoping that gets me somwhere. Does anyone have any advice? They state I owe them about 988 from an old AT & T bill. How has everyone else got them to delete?
Starting Score: CK 519 FICO 498
Post the TL?
The ATT debt has it been sold to a collection agency? Who is it?
*8/10/13
Please remember to be friendly, supportive and respectful!
The original OC is JCP..sorry said at and t before. Portfolio is the assigned collection agency
Can you copy and paste the Trade Line from your credit report so we can get a better idea on how to give advise to you 
Here is the original OC
GECRB/JCP
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| 60088934**** | 60088934**** |  | |||||||
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| Condition: | Paid | Paid | | |||||||
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| Balance: | $0 | $0 | | |||||||
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| Type: | Charge account | Charge account | | |||||||
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| Pay Status: | Collection/Chargeoff | Collection/Chargeoff | | |||||||
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| Past Due: | $0 | $0 | | |||||||
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| High Balance: | $882 | $882 | | |||||||
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| Terms: | --- | --- | | |||||||
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| Limit: | $0 | $0 | | |||||||
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| Payment: | $0 | $0 | | |||||||
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| Opened: | 11/23/2008 | 11/23/2008 | | |||||||
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| Reported: | 06/19/2011 | 06/19/2011 | | |||||||
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| Responsibility: | Individual | Individual | | |||||||
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| Remarks: | Payment after charge off/collection Purchased by another lender | Payment after charge off/collection Purchased by another lender | | |||||||
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| Late Payments (last 7 years): |
Here is the collection
| PORTFOLIO RC | ||||||||||
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| PORTFOLIO RC | PORTFOLIO RC | | |||||||
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| Account No.: | 600889347300**** | 600889347300**** | | |||||||
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| Original Creditor: | GE MONEY BANK F S B | GE MONEY BANK F S B | | |||||||
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| Responsibility: | Individual | Individual | | |||||||
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| Condition: | Derogatory | Derogatory | | |||||||
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| Original Balance: | $883 | $883 | | |||||||
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| Balance: | $964 | $964 | | |||||||
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| Date Opened: | 06/30/2011 | 06/30/2011 | | |||||||
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| Date Reported: | 01/18/2013 | 01/18/2013 | | |||||||
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| Remarks: | Account information disputed by consumer, meets FCRA requirements | Account information disputed by consumer, meets FCRA requirements |