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Score jumped 100 points in 8 days im serious..proof included

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Anonymous
Not applicable

Score jumped 100 points in 8 days im serious..proof included

Not that im complaining but how could that be?..I paid off a collection of 700 dollars and i just bought my credit score today and it jump 100 points? see picture below i just took of the screen... Im shocked ..now all i need to do is  get Nelnet loans lates off from 2 years ago,because i was never late ,when i moved they made a mistake so now its affecting my score.

 


Message 1 of 18
17 REPLIES 17
LIGHTNIN
Senior Contributor

Re: Score jumped 100 points in 8 days im serious..proof included

Did you have a recent collection to delete?

 

Congrats on the 100 point increase!!Smiley Wink

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 2 of 18
Anonymous
Not applicable

Re: Score jumped 100 points in 8 days im serious..proof included

 and i thought paid collections or not does no affects to our credit scores?

Message 3 of 18
llecs
Moderator Emeritus

Re: Score jumped 100 points in 8 days im serious..proof included

WTG!!

 

Did you secure a PFD or did they delete on their own? Which CA was it, if you don't mind?

Message 4 of 18
Anonymous
Not applicable

Re: Score jumped 100 points in 8 days im serious..proof included

Wow that is encouraging. I have an 11 month old collection being deleted anyday now. Is that recent as far as FICO goes?
Message 5 of 18
Ciaopeeps
Valued Member

Re: Score jumped 100 points in 8 days im serious..proof included

Congrats Flo!!!!

How old was the account anyways, new old!?

 


Starting Score: EQ 535 TU 545 EX 530
Current Score: EQ 654 TU ?? EX ??
Goal Score: EQ 720 TU 720 EX 720


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Message 6 of 18
srjjames
Valued Member

Re: Score jumped 100 points in 8 days im serious..proof included

OK, I know this may be a dumb question.  Which program did you purchase with myfico.  Does it tell you which scores are hurting your credit and if you would pay something how much it would increase?  I was puzzled about buying this program.

Message 7 of 18
Anonymous
Not applicable

Re: Score jumped 100 points in 8 days im serious..proof included

My collection agency was keynote consulting..not familiar with them..I refuse to pay them because how rude they were with me on the phone,so i went back to my original creditor and paid the fee plus the fee for the collection and i asked them to called them to remove it ...it took a while but it did...collection was 9 months old.

Message 8 of 18
BungalowMo
Senior Contributor

Re: Score jumped 100 points in 8 days im serious..proof included

I know why!!!!!

 

 

The OP registered on my BIRTHDAY!!! That's gotta be it!  Smiley Very Happy

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 9 of 18
Anonymous
Not applicable

Re: Score jumped 100 points in 8 days im serious..proof included

FIco socre is recent tombking..collection was 9 months old..

Message 10 of 18
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