Two PFD Collections!!!!

kobe2012 · ‎06-25-2012

One medical collection and RJM acquisitions agreed for PFD! I paid both today and am excited to see them off my reports..... Anyone know how many points should I gain??? If any......

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K

Anonymous · ‎06-25-2012

Depends on the date the accounts were opened.

Are they deleting the entire trade line?

It could affect your credit history.

I had a $5k charge off from 2007 deleted and it only increased 10 points.

Congrats though!

Anonymous · ‎06-25-2012

Are these the only 2 on your report?

kobe2012 · ‎06-25-2012

@terrie: it was an overdraft from a bank account that rjm collection agency bought.... The collection posted on my EX 3 days ago @frugal: these 2 were my recent ones...i have 2 more collections from 4 yrs ago that am gonna try to pfd

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K

kobe2012 · ‎07-04-2012

UPDATE: RJM collections finally removed the account off of my EX after I paid them off last week!!!!! no increase in score though.... but there were very easy to deal with

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K