USAA Credit Monitoring

[creditstalker]

Is the USAA credit monitoring service accurate? 

My husbands USAA Scores :  Exp  626  Equifax 583  Transunion 596

MyFICO Scores:  Exp 580  Equifax 570 Transunion 580

My USAA scores: Exp. 563 Equifax 583  Transunion 563

My Fico Scores: 581 Equifax499  Transunion 564

Which scores are accurate...we would hate to go to the bank and be told something different....talk about emabarrassing!

[SpeeDj]

The USAA scores are FAKO's your FICO scores are going to be the accurate ones, the USAA scores are helpful for marking progression if you see an increase on your USAA scores chances are you will see them on your FICO scores as well. Additionally the FICO scores generated here are not always the same algorithm they use as a lender these are pretty close to ball park though FYI.

Hope that helps

JP

[WillF360]

My USAA scores are nowhere near what my Fico's are.  Equifax from this site is spot on, of course. But the rest are hit or miss. The closest are the "fico's" from this site, but Experian from this site was 12 points higher than lender pulled, and TransUnion was 8 points higher on here. 

[creditstalker]

Thanks that is helpful information!