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Utility acct only shows on online dispute CR

Regular Contributor

Utility acct only shows on online dispute CR

I have a utility acct that has been paid on EX.  It doesn't show up when I pull my EX report but when I go into online disputes it shows up as a negative account.  Does anyone know why this account only shows when I am on the EX online dispute report and not on the regular report?  This account is not on EQ or TU.

 

2 REPLIES
Moderator Emeritus

Re: Utility acct only shows on online dispute CR

Disputed accounts are not factored into scoring.  Maybe that's the reason why it's not showing.  Hopefully they won't respond and it will be gone.  Good Luck!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Regular Contributor

Re: Utility acct only shows on online dispute CR

I haven't disputed it yet, although I have the option to dispute it.  I am afraid to touch it..lol. I just find it odd that it only shows up on the online dispute report.  Even when I used EQ to pull all three of my reports it still didn't show on EX...weird.