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To whom this may concern:
I do not have an account open for $711.00 there are only two accounts open that should be reporting on my fico score and that is HSBC payable on time monthly open in 7/2008 for an amount of $200. and ACCESS Visa payable on time monthly open in 8/2008 for an amount of $250.00 and an authorize user on my daughters account Bank of america which should be reporting to every credit center such as TransUnion,Experian,Equifax