@Rico23 wrote:
Why did my score drop with this upgrade I put a lot of work to get it where it was !?
Different Fico models produce different scores, 08 tends to discount AUs more and looks at accounts differently from the 04 model.
@Rico23 wrote:
So the score I had before doesn't matter at all anymore ? It was just deleted ?
No, it's still a valid score, and is still the most popular score for mortgages. The new score seems to be more preferred by CC companies.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.