scores

[dalasdon]

i am signed up to transunion.com, equifax, and free credit score.  do the scores reflected on those sites differ from the ones from myfico?  is the only difference that I can only pull the myfico once and not update?

[izzesparks]

Yes Myfico scores are different, I only used those sites as a reference, and to see what's on my reports, I wouldn't use the scores found there, they are not the ones that lenders use. Also they use a different algorithm, so they may go up but your Fico scores may not.

Also on Myfico.com it depends on what package you buy or if you used a coupon, you can get a free refreshed score or report.

I purchased the monthly package with alerts and I used a coupon so I get free reports, plus everytime I get an alert it shows me my new score. Right now the only FAKO score and report I have is Experian, and that's because we are not allowed to get Experian Fico scores anymore only lenders and this one credit union in Pennsylvania.

[dalasdon]

are the myfico tu and equifax real ficos?

[izzesparks]

Yes if you buy them here on this site, they are the real ficos.

[pizzadude]

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@dalasdon wrote:

are the myfico tu and equifax real ficos?

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FICO is trademarked, so anyone advertising credit scores with FICO would likely be selling FICO scores.

Other scores do not mention FICO anywhere, that is a clear indicator that they are not FICO scores, but are FAKO scores.