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I just had a collection from 2012, ERC, removed this morning after I paid Sprint last week.
Its off my EQ only so far. Score went from 598-606, OK..thank you, nothing crazy. But a few points.
I also pulled a new EQ report this morning, a bit early, but wanted a new one since its been since Feb 1 and want to see my enhanced scores. Wow..F05 from 516-623, F08/05 (auto), 505-634. I'm very pleased with my progress since December 2014 (starting scores mid/high 400s). I couldn't have gotten this far without this forums help.
Have one CO waiting to go to PIF and zero balance, paid last week, one new CC, Cap 1 QS1, to start reporting and my last two collections drop off this year. One in June, other in August.
I find odd, from all I've read that my enhanced scores are now higher than reg score. Not complaining by any means!!
Only hope that CO doesn't set me back a bit...so nervous.
Great job, keep it up