SmorgasBoard

[kkemper]

On advise of a friend I called esurance to get a car insurance quote...the quoted a monthly premium of $123 saving me approx $50/month....i then called geico to cancel they transfered me to a retention specialist that then quoted a monthly premium of approximately $60! I was astonished, all coverages are all the same for all figures...i then asked why the huge difference and he said illinois recently changed some laws about how insurance companies can quote you and for a lot of people out saves money...you have to call and inquire about the new way of quoting to be eligible......anyone else have a similar experience lately? I kinda feel like geico bamboozled me a little.....

[londonhogfan]

thanks for posting this! I'm gonna give this a try later this week.

[kkemper]

Old monthly payment - 173.15
New monthly payment - 64.12

Full coverage on 2011 chevy aveo, minimum coverage on 2003 ford focus...

[twall06]

Way to go i tried to get geico to reduce my rate when I got a quote from state farm from half the price . Geico wouldn't reduce them at all. Glad it worked out for you I really liked them.

[kkemper]

Maybe someone with an insurance background could explain the wild variations in quoted monthly premiums....

[guiness56]

Getting information on how you are rated for insurance is about as likely as finding out how your FICO score is calculated.

GEICO has always been about $50 a month higher for me than USAA.  However, after I had them for about 4 months my premium dropped to half.  I thought it was a mistake and called them and they told me no, it was accurate.  Something about the length of time I had had insurance with them.

[solstice00]

Yes that si true.

I used to pay 135 dollars a month for full.

Now I pay 85.

[Henchman21]

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guiness56 wrote:

Getting information on how you are rated for insurance is about as likely as finding out how your FICO score is calculated.

GEICO has always been about $50 a month higher for me than USAA.  However, after I had them for about 4 months my premium dropped to half.  I thought it was a mistake and called them and they told me no, it was accurate.  Something about the length of time I had had insurance with them.

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Bahahaha!

Sounds like I might need to switch to GEICO....

[guiness56]

Can you get USAA insurance?

[Henchman21]

Negative. I'm not paying a crazy amount anyhow, but less is always better!