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Frequent Contributor
Posts: 481
Registered: ‎06-21-2013

What's everyone's "New Years Resolution" for 2017? Any goals?

I've set my personal goal of absolutely 0 new credit card apps or anything for 2017. Auto CLI's sure, but nothing, I mean nothing that requires a HP.

Have my eyes set on the CSR, and that's the card I want! No more apping just for a bonus, etc.

Self control! Haha.

What's everyone's goal 2017?
In Wallet 03/15/2017: CSP $10,000 | Chase Freedom $6,000 | Chase Freedom Unlimited $6,000

In Garden Until 03/15/2018 - Chase Sapphire Reserve - Last INQ 03/15/2017
Valued Contributor
Posts: 1,350
Registered: ‎01-09-2015

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

I'd like to apply for a mortgage, which probably means I need to stop applying for credit cards.  I've opened 25+ new accounts in the past 24 months so it's probably a good idea to slow down anyways.  The last of my derogs are scheduled to fall off my reports in March/April 2017, so if things go smoothly, I'm going to try for a pre-approval and start house hunting then.

 

Good luck to everyone with their goals.

Valued Contributor
Posts: 1,678
Registered: ‎02-25-2015

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

As it is every year, to see the next year.  Also, to through in a Amex bus plat.

Amex Plat | Amex EDP|Amex PRG | Freedom U | Ink+ | Chase Reserve | Citi Prestige | Citi AA exec
Community Leader
Super Contributor
Posts: 13,401
Registered: ‎09-13-2013

Re: What's everyone's "New Years Resolution" for 2017? Any goals?


xgac12x wrote:
I've set my personal goal of absolutely 0 new credit card apps or anything for 2017. Auto CLI's sure, but nothing, I mean nothing that requires a HP.

Have my eyes set on the CSR, and that's the card I want! No more apping just for a bonus, etc.

Self control! Haha.

What's everyone's goal 2017?

+1. Keep my eye on the prize. CSR

Established Contributor
Posts: 580
Registered: ‎03-01-2015

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

We are in the process of finalizing a mortgage right now so I haven't done anything credit wise in the last 6 months. I recently got a business card for travel so I'm trying to decide what to do about my current cards. I'm debating whether or not to close or PC my CSP before my next annual fee now that I won't really be using it for travel. I still want to get a Citi DC and if so that will be the only card I may open next year. My current lease car will also be due in Sept so I will be getting a new car at that time. Beyond that I have no plans for any additional credit in the near future. 

Starting Score: 692
Current Score: 824
Goal Score: 850


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Senior Contributor
Posts: 13,249
Registered: ‎01-04-2014

Re: What's everyone's "New Years Resolution" for 2017? Any goals?


happypill wrote:

I'd like to apply for a mortgage, which probably means I need to stop applying for credit cards.  I've opened 25+ new accounts in the past 24 months so it's probably a good idea to slow down anyways.  The last of my derogs are scheduled to fall off my reports in March/April 2017, so if things go smoothly, I'm going to try for a pre-approval and start house hunting then.

 

Good luck to everyone with their goals.


I for one can't wait to see your new FICO scores once the negs drop either.

 

I only recently got a 36 point instant score increase when an old PR was removed. That's HUGE

Best of luck and success that everything goes as expected for you.

Last App-Jan 26* It's All In The Magic Of Your Own Destiny * FICO TU 769 EQ 723 EX 777
New Contributor
Posts: 72
Registered: ‎11-28-2016

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

I'd like to take it pretty easy and just grow my current cards/scores until late 2017 when I might apply for another card.

Hover Over Cards for CL Limits

FICO Scores: TU 711| EX 699 |EQ692***Gardening from 12/2016 til 2/2018
Established Contributor
Posts: 952
Registered: ‎01-24-2016

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

No apps, except for a car loan if Tesla decides my model 3 is ready earlier, other than that gardening and hopefully recovering from a few health issues.

Valued Contributor
Posts: 1,306
Registered: ‎08-06-2014

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

I am good credit wise. Wishing everyone good luck meeting their '17 credit goals.
CSR & Freedom | PRG | Venture
Biz: Ink | Amex Blue Business Plus
New Visitor
Posts: 1
Registered: ‎11-28-2016

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

[ Edited ]

Not apply for a dam CC.




It's such an urge T_T

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