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What's everyone's "New Years Resolution" for 2017? Any goals?

Frequent Contributor

What's everyone's "New Years Resolution" for 2017? Any goals?

I've set my personal goal of absolutely 0 new credit card apps or anything for 2017. Auto CLI's sure, but nothing, I mean nothing that requires a HP.

Have my eyes set on the CSR, and that's the card I want! No more apping just for a bonus, etc.

Self control! Haha.

What's everyone's goal 2017?
In Wallet 03/15/2017: CSR $11,000 | Chase Freedom Unlimited $6,000

In Garden Until 2019
36 REPLIES
Valued Contributor

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

I'd like to apply for a mortgage, which probably means I need to stop applying for credit cards.  I've opened 25+ new accounts in the past 24 months so it's probably a good idea to slow down anyways.  The last of my derogs are scheduled to fall off my reports in March/April 2017, so if things go smoothly, I'm going to try for a pre-approval and start house hunting then.

 

Good luck to everyone with their goals.

Message 2 of 37
Valued Contributor

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

As it is every year, to see the next year.  Also, to through in a Amex bus plat.

Amex Plat | Amex EDP|Amex PRG | Freedom U | Ink+ | Chase Reserve | Citi Prestige | Citi AA exec
Message 3 of 37
Community Leader
Super Contributor

Re: What's everyone's "New Years Resolution" for 2017? Any goals?


xgac12x wrote:
I've set my personal goal of absolutely 0 new credit card apps or anything for 2017. Auto CLI's sure, but nothing, I mean nothing that requires a HP.

Have my eyes set on the CSR, and that's the card I want! No more apping just for a bonus, etc.

Self control! Haha.

What's everyone's goal 2017?

+1. Keep my eye on the prize. CSR

Message 4 of 37
Established Contributor

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

We are in the process of finalizing a mortgage right now so I haven't done anything credit wise in the last 6 months. I recently got a business card for travel so I'm trying to decide what to do about my current cards. I'm debating whether or not to close or PC my CSP before my next annual fee now that I won't really be using it for travel. I still want to get a Citi DC and if so that will be the only card I may open next year. My current lease car will also be due in Sept so I will be getting a new car at that time. Beyond that I have no plans for any additional credit in the near future. 



Fico 8 scores: EX 820 TU 802 EQ 793
Message 5 of 37
Super Contributor

Re: What's everyone's "New Years Resolution" for 2017? Any goals?


happypill wrote:

I'd like to apply for a mortgage, which probably means I need to stop applying for credit cards.  I've opened 25+ new accounts in the past 24 months so it's probably a good idea to slow down anyways.  The last of my derogs are scheduled to fall off my reports in March/April 2017, so if things go smoothly, I'm going to try for a pre-approval and start house hunting then.

 

Good luck to everyone with their goals.


I for one can't wait to see your new FICO scores once the negs drop either.

 

I only recently got a 36 point instant score increase when an old PR was removed. That's HUGE

Best of luck and success that everything goes as expected for you.

Message 6 of 37
New Contributor

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

I'd like to take it pretty easy and just grow my current cards/scores until late 2017 when I might apply for another card.

Hover Over Cards for CL Limits

FICO Scores: TU 711| EX 699 |EQ692***Gardening from 12/2016 til 2/2018
Message 7 of 37
Valued Contributor

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

No apps, except for a car loan if Tesla decides my model 3 is ready earlier, other than that gardening and hopefully recovering from a few health issues.

Message 8 of 37
Valued Contributor

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

I am good credit wise. Wishing everyone good luck meeting their '17 credit goals.
CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus
Message 9 of 37
New Visitor

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

Not apply for a dam CC.




It's such an urge T_T

Message 10 of 37