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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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7333
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7333 Posts | 12-31-2025 10:03 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Proportion Of Loan Balances To Loan Amounts Is Too...
Latest Post - Re: Any single inquiry impact > 21 points on FICO ...
| 192877 Posts | 01-07-2026 03:06 PM | |
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - My goodness, pledge / SSL loans must be the best s...
Latest Post - Re: My goodness, pledge / SSL loans must be the be...
| 306074 Posts | 01-07-2026 02:01 PM | |
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - JPMorgan Chase to take over Apple Card
Latest Post - Re: JPMorgan Chase to take over Apple Card
| 28331 Posts | 01-07-2026 03:07 PM | |
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Any truth in this concept?
Latest Post - Re: Need advice on car repairs
| 8226 Posts | 12-22-2025 05:59 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - If you were in the Equifax breach, check your emai...
Latest Post - Re: What is your main bank/CU, and why?
| 258677 Posts | 01-07-2026 02:59 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Chase will take over Apple Card
Latest Post - Re: Chase will take over Apple Card
| 1726595 Posts | 01-07-2026 03:54 PM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Should respond to ATMOS offer?
Latest Post - Re: Reported balances vs starting limit
| 302228 Posts | 01-07-2026 02:40 PM | |
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863313
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Barclay's Wyndham Rewards Earner® Plus Card and 1 ...
Latest Post - Re: Navy Federal Approved CLI'S
| 863313 Posts | 01-07-2026 03:54 PM | |
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Credit scores and credit trended data
Latest Post - Re: Credit scores and credit trended data
| 258277 Posts | 01-07-2026 03:50 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Trying to refi with 625 score possible?
Latest Post - Re: Trying to refi with 625 score possible?
| 97502 Posts | 01-07-2026 02:54 PM | |
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Help! Spouse’s (no longer working) large repayment...
Latest Post - Re: Help! Spouse’s (no longer working) large repay...
| 28039 Posts | 01-07-2026 09:10 AM | |
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Best 0% intro APR Business Credit Cards with High ...
Latest Post - Re: Business card applications after starting LLC
| 50556 Posts | 01-07-2026 02:09 PM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Site to help people out
Latest Post - Site to help people out
| 659551 Posts | 01-07-2026 11:02 AM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Bankruptcy journey... mid/high 600s 6mo post disch...
Latest Post - Re: Transunion Early Exclusion Success!
| 85930 Posts | 01-07-2026 01:41 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Chase will take over Apple Card
Latest Post - Re: Chase will take over Apple Card
| 1726595 Posts | 172 Posts | |
Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Barclay's Wyndham Rewards Earner® Plus Card and 1 ...
Latest Post - Re: Navy Federal Approved CLI'S
| 863313 Posts | 88 Posts |