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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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7333
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7333 Posts | 12-31-2025 10:03 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Paid down some debt. FICO went DOWN?!
Latest Post - Re: Paid down some debt. FICO went DOWN?!
| 192834 Posts | 01-02-2026 08:43 PM | |
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306017
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Why Your FICO Score is Absolutely Pointless...
Latest Post - Re: Why Your FICO Score is Absolutely Pointless...
| 306017 Posts | 01-02-2026 06:57 PM | |
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28302
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - Car Payments Now Average More Than $750 a Month. E...
Latest Post - Re: States Where Credit Card Delinquency Is Increa...
| 28302 Posts | 01-02-2026 08:00 PM | |
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8226
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Any truth in this concept?
Latest Post - Re: Need advice on car repairs
| 8226 Posts | 12-22-2025 05:59 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - PenFed only allows one manual external account at ...
Latest Post - PenFed only allows one manual external account at ...
| 258656 Posts | 01-02-2026 04:42 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Chase CLD for Non-Use
Latest Post - Re: Skyla CU, BCU, US Bank Preapprovals
| 1726344 Posts | 01-02-2026 07:51 PM | |
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302190
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - 2nd Denial…Bank of America Customized Cash Rewards
Latest Post - Re: 2nd Denial…Bank of America Customized Cash Rew...
| 302190 Posts | 01-02-2026 08:31 PM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - SoFi Essential Approval.
Latest Post - Re: Gemini CLI to $13000
| 863212 Posts | 01-02-2026 06:12 PM | |
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258267
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Trying to decide timeline for VA loan. Need some ...
Latest Post - Re: Trying to decide timeline for VA loan. Need s...
| 258267 Posts | 01-01-2026 11:38 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Lenders that only check transunion? Or those a bes...
Latest Post - Lenders that only check transunion? Or those a bes...
| 97495 Posts | 01-02-2026 03:40 PM | |
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28037
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Student Loan Refinance with BCU + Bonus
Latest Post - Re: Student Loan Refinance with BCU + Bonus
| 28037 Posts | 12-11-2025 08:18 AM | |
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50547
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Suggest Business card/s for LLC
Latest Post - Re: Suggest Business card/s for LLC
| 50547 Posts | 01-02-2026 06:37 AM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Don Reberto Jewlers and Danial Jewlers
Latest Post - Re: Home stretch to clean reports!
| 659543 Posts | 01-01-2026 06:52 PM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Bankruptcy journey... mid/high 600s 6mo post disch...
Latest Post - Re: Bankruptcy journey... mid/high 600s 6mo post d...
| 85926 Posts | 12-26-2025 10:56 AM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Chase CLD for Non-Use
Latest Post - Re: Skyla CU, BCU, US Bank Preapprovals
| 1726344 Posts | 118 Posts | |
Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - 2nd Denial…Bank of America Customized Cash Rewards
Latest Post - Re: 2nd Denial…Bank of America Customized Cash Rew...
| 302190 Posts | 38 Posts |