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2025 Auto Finance Rates

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bekindpleaserewind
New Visitor

2025 Auto Finance Rates

Hello,

 

My wife and I are in the market for a new car.  We've been looking at many different financing rates.  As of now the lowest I can find is at Navy Federal Credit Union for 60mo at 4.49% and 72mo at @4.79%.

 

Does anyone have any suggestions on current good financing rates (Feb. 2025) for a new car around $85k with an 800+ credit score?  Looking at a Mercedes.

 

Thanks!

2 REPLIES 2
MauiMan85297
Established Contributor

Re: 2025 Auto Finance Rates

You're probably getting the best rates at NFCU which are sub 5%, MB is 6-8% and doesn't benefit you going through them.



Message 2 of 3
pizzadude
Credit Mentor

Re: 2025 Auto Finance Rates

Agree with the above post, with a caveat that in some cases it makes sense to go with a higher rate initially *if* it qualifies you for a rebate or discount.   Then just do an immediate refi to the lower rate thru NFCU, sometimes they offer a $200 promo for refinancing as well.  

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 3
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