APPROVING BANK: capital one
BUREAU PULLED: transunion for sure
CREDIT SCORE: 575 not sure if it's auto enhanced
CUSTOMER STATE OF RESIDENCE: georgia
NEW/USED: refinance
YEAR OF VEHICLE: 2011
MAKE: dodge
MODEL: avenger
MILEAGE: 69000
RETAIL/LEASE:
AMOUNT OF LOAN: 13500
TERM CONTRACTED: 48
APR/LEASE RATE: 11.5% don't judge wait til you hear where I came from
MONTHLY PAYMENT: $349 (down from 462.95)
ANNUAL INCOME: $46000
DEBT TO INCOME RATIO: not sure
MISCELLANEOUS COMMENTARY: was approved through American credit acceptance 08/2013 @ 24.99% for 17000 with payments ($462.95) then with Westlake financial @ 23% for 12000 with payments ($316.02) in 09/13 for another car. hubby and I both needed a car. I have a dismissed bk from 2004 and repo from 2010 he had no credit whatsoever and score of 500 my score at the time was about 550. I refinanced my car without him on the loan and will soon refinance his to get a better rate.
BUREAU PULLED: transunion for sure
CREDIT SCORE: 575 not sure if it's auto enhanced
CUSTOMER STATE OF RESIDENCE: georgia
NEW/USED: refinance
YEAR OF VEHICLE: 2011
MAKE: dodge
MODEL: avenger
MILEAGE: 69000
RETAIL/LEASE:
AMOUNT OF LOAN: 13500
TERM CONTRACTED: 48
APR/LEASE RATE: 11.5% don't judge wait til you hear where I came from
MONTHLY PAYMENT: $349 (down from 462.95)
ANNUAL INCOME: $46000
DEBT TO INCOME RATIO: not sure
MISCELLANEOUS COMMENTARY: was approved through American credit acceptance 08/2013 @ 24.99% for 17000 with payments ($462.95) then with Westlake financial @ 23% for 12000 with payments ($316.02) in 09/13 for another car. hubby and I both needed a car. I have a dismissed bk from 2004 and repo from 2010 he had no credit whatsoever and score of 500 my score at the time was about 550. I refinanced my car without him on the loan and will soon refinance his to get a better rate.
Starting Score: 499