Hello,
I am looking to purchase a new vehicle (Toyota Tacoma or Nissan Frontier) so around 23k-25k out the door. I was young and dumb and had accounts go to collections. For the last year and half to two years no new collections or late payments. All old debt was paid off I will list the rest of the information below.
TransUnion: 706
Equifax: 660
Experian: 650~
1 Current Credit card payed down to 0 balance every month 500CL
20k a year income
no rent or bills other than cell phone/car insurance
Trade in valued at 6k and willing to put another 5k down.
No cosigner.
I would like to know what kind of chance I have at getting approved for a loan around 15k and what kind of interest rate?
also advice on who to apply for the loan.
sorry for spelling errors typing on phone.
