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Any Hope?

Regular Contributor

Re: Any Hope?

So I call the dealer and tell them not to submit my loan docs because I'm using my CU. He calls me back a few minutes later to tell me he can now go 7.9% if I am willing to take the Platinum extended warranty and gap. Same payment as the CU, lots more coverage. Now I'll wait and see what the CU is willing to do.

Message 11 of 17
Established Member

Re: Any Hope?

cu probably gave you there best offer, my personal experience is they don't mess around and play games like the dealer does. I would take the cu, you get a better longterm relationship,

chase sapphire preferred 5k
capital one venture 5k
amex blue cash preferred 2.5k
chase freedom 500
amex premier reward npsl

trans union 705 goal 750
equifax 675 goal 750

Message 12 of 17
Regular Contributor

Re: Any Hope?

Decided to go with the dealer since the first car I bought broke down on the way home, and they gladly traded it out for another one exactly like it. They also gave me $300 worth of free VW stuff and knocked $1k off the total price. I'll still refi it in a year though Smiley Happy

Message 13 of 17
Moderator Emeritus

Re: Any Hope?

Nice dealing there!  Congrats on the new car and the perks that came with it!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 14 of 17
Regular Contributor

Re: Any Hope?

Congrats on the new whip!

Message 15 of 17
Valued Contributor

Re: Any Hope?


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 16 of 17
New Contributor

Re: Any Hope?

W2G...congrats on your new car!!!

Message 17 of 17