Approval odds?

[Anonymous]

Credit Score: 653-673

AAoA:6 months(10 months oldest)

# of positive trade lines:5

# of negative trade lines:0

Income:22k

Lenght of Employment:5 years

Previous Loan Experience:0

Debt-to-Income (DTI):

Year of Car:2012

Miles:90000

Purchase/Refinanceurchase

Requested loan term (XX Months):36

Down payment amount:1500

Co-borrower/Co-Signer:no

Other:

[marty56]

I would check a local CU and take a copy of your CR to them and see if they would give you an idea.  They may not do it without applying but it won't cost you an INQ if they will.

[Anonymous]

What's the purchase price of the vehicle, and what's the NADA value?

[Anonymous]

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@Anonymous wrote:

What's the purchase price of the vehicle, and what's the NADA value?

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Both are about 12k

[Anonymous]

Try Capital one Auto Loan preapproval. They will tell you if you’re approved and how much. Then they will send you to a link of approved dealerships. You can get the terms of the vehicle you want right there... it’s pretty simple. They preapproved my mom no prob and she has very little income.

[Anonymous]

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wrote:
Try Capital one Auto Loan preapproval. They will tell you if you’re approved and how much. Then they will send you to a link of approved dealerships. You can get the terms of the vehicle you want right there... it’s pretty simple. They preapproved my mom no prob and she has very little income.

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I had already applied, it was declined. Supposed to send a letter in 7-10 days.