Approved!

[SteveUrkel]

So I decided to buy my mom a car as her current car is on its last days. 

A little bit of my credit background: Never had a auto loan, no baddies, credit history of 3 years, 21 years old, around 33k of total credit with about 30%utilization.

APPROVING BANK: Wells Fargo
BUREAU PULLED: Experian
CREDIT SCORE: 656
CUSTOMER STATE OF RESIDENCE:
NEW/USED:New
YEAR OF VEHICLE:2015
MAKE: Jeep
MODEL: Renegade 
MILEAGE: 10
RETAIL/LEASE: 
AMOUNT OF LOAN: $26,421
TERM CONTRACTED:72
APR/LEASE RATE:7.99%
MONTHLY PAYMENT: $431
ANNUAL INCOME: $49,000
MISCELLANEOUS COMMENTARY:  Didnt really think I'd get approved. I gave 0 down by the way. I got a pretty high payment and APR, but I'd figure I have to start somewhere with my auto credit and ill try to refinance in a year. 

[04Cobra]

Congrats! Your mom must be proud

[Imhotrodcrazy]

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@SteveUrkel wrote:

So I decided to buy my mom a car as her current car is on its last days. 

__________________________________________________________________________________________________________________________________

Outstanding,  kudos to you for buying and caring for your mom.  I am sure she is very proud of you.  I don't hear about too many like you today who help their parents out.  My hat is off to you. 

[ibmrad7]

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@Imhotrodcrazy wrote:

Outstanding,  kudos to you for buying and caring for your mom.  I am sure she is very proud of you.  I don't hear about too many like you today who help their parents out.  My hat is off to you. 

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+10000

[SteveUrkel]

Thanks guys! 

[guydiver]

Congratulations.  I hope my kids take this good of care of me!