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I have been wanting to trade in my car for awhile but for a variety of reasons I haven't. Thanks last time I got a loan, the best rate I qualified for was 12% and i was happy with that.
I've worked hard to improve my credit and yesterday decided to take a risk and apply with NFCU. I asked for $20k and they came back with $26k at 4.49%!
I've never done financing on my own. I know they are sending me the check but any advice on what to expect at the dealership? Do I still have to meet with F&I?
Congrats to you on your hard work, Go Navy!
Yes, in most cases F&I handles all of the paperwork. When I used an NFCU check for a purchase F&I didn't try to sell my on anything.
Thanks! It has been quite a journey. I still have a way to go but this is a huge milestone!
Congrats!!! NFCU is the best!!!
@Anonymous wrote:I have been wanting to trade in my car for awhile but for a variety of reasons I haven't. Thanks last time I got a loan, the best rate I qualified for was 12% and i was happy with that.
I've worked hard to improve my credit and yesterday decided to take a risk and apply with NFCU. I asked for $20k and they came back with $26k at 4.49%!
I've never done financing on my own. I know they are sending me the check but any advice on what to expect at the dealership? Do I still have to meet with F&I?