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Update: I did the PenFed prequalify option, the site said it wouldn't impact my credit score, so hopefully that's true. Here are the offers we received with a request for $85,000.00:
36 mo - 2.99%
48 mo - 3.24%
60 mo - 3.29%
66 mo - 3.59%
72 mo - 3.59%
84 mo - 4.79%
Update! Submitted a joint application for $90,000.00 with Navy Federal and was approved with a 2.79% interest rate. Don't intend on using the entire $90,000.00, but good to know. Thank you all for your input!
That's terrific!! Thanks for updating us. Congratulations on your approval!!!🎉🍾🥂
Awesome and congratulations!