Anyone know specifically which score they use? I've found lots of threads on here that they use TU auto enhanced, but is this yet another a proprietary one that isn't available from MyFico? Or is it TU Auto Score 4 or 8? My TU auto 8 is reeeeally high for some reason, so I'm weighing if it'd be better to let a dealer try Audi FS to beat what I got from PenFed (although I'd rather go with PenFed, but if I could maybe get less than 4.3%, that would be swell).
Putting up a large down payment would probably produce more leverage on AFS than a CU, too, right??
