Auto Enhanced FICO Question

[Booner72]

I found a car thru a wholesaler -

2006 Subaru Forester - 12,900 - 88K miles - 5.24%.  pmt would be 244.00

Any thoughts on this is MUCH appreciated. Any feedback at all.  Please.  Anyone.

[Booner72]

EX Auto Enhanced Pulled Today and it came it at 714!  WOW.  thought I was golden.  Chase only offered 8.9% due to the 2005 bankruptcy.  I said NO WAY and was walking out - the finance guy says he is 98% sure he can get me financed at 5.2 or less.   Let me take home a 2006 Subaru Forester w/54K miles - price 13,500.00.

Is it usual for auto dealers to let you take the car if they aren't sure?  I told him if he came back with even 6% on Monday I'd be saying no.  He said he knows that.

I guess we'll see.  I love it but I don't love it too much to get interest-jacked.  Will put some money into the pathfinder and limp it along another year if I have to.

[tooleman694]

Yeah dealers will do a spot deliviery and if the bank comes back at a higher rate they will ask you to come resign or give the car back..

I bet you could go to a CU and beat 5 percent with your score..