cancel
Showing results for 
Search instead for 
Did you mean: 

Auto Enhanced

tag
Anonymous
Not applicable

Auto Enhanced

So my Equifax FICO is 658 while my Auto Enhanced FICO is much lower than that. Is that normal? My Auto Score 8 is a 590 and my Auto Score 5 is a 621. I've never had an auto loan. Isn't it supposed to be higher since it's enhanced?

Message 1 of 3
2 REPLIES 2
EddieK
Established Contributor

Re: Auto Enhanced

Nope, that sounds about right.  Your auto scores are lower since you've never had that type of loan.

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 2 of 3
sccredit
Valued Contributor

Re: Auto Enhanced

The Auto Enhanced score is for the purpose of predicting how well you'll perform with that type of loan and the algorithym is changed to better predict that.  because you have never had an auto loan your Auto Enhanced score would be lower.

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.