Auto Enhanced?

[reereetx]

I will try to make a long story short. 

I'm looking to purchase a used vehicle.  My scores are probably not the best right now as in the winter we had a family tragedy (stillborn death) that left me devastated and really did not take care of business.  I was a zombie in a fog and missed several credit card payments.  I've worked at getting caught up but of course those lates are on there now.  However, I was making my car payment on time.  My car history should be very good but how do I know if a dealer will pull my auto enhanced scores? 

[sam818]

Know before you go!

I think you should ask the dealer in advance which score, which version and which bureau they will pull.

Get your 3B report on here and see which score is highest....for example, if its TU AUTO-8, then tell the dealer you ONLY want them to pull that and send to lenders who will work with that alone. In fact go ahead and put a freeze on the 2 bureaux with the lowest score.

Don't let it be a crap shoot, and be sure to have the dealer share with you the report and score so you you can see if it matches.

Don't accept the lame excuse that they don't know which bureau/score they will use.