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APPROVING BANK: NFCU
BUREAU PULLED: EQUIFAX
CREDIT SCORE: 665 (DONT KNOW WHAT THEY PULLED BUT THATS MY JANUARY FICO)
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: NEW
YEAR OF VEHICLE: 2013
MAKE: SUBARU
MODEL: BRZ LIMITED
MILEAGE: 101
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: $30,000
TERM CONTRACTED: 60 months
APR/LEASE RATE: 1.84%
MONTHLY PAYMENT: $523
ANNUAL INCOME: $35,000
MISCELLANEOUS COMMENTARY: JUST TESTING THE WATERS SINCE MY CREDIT REBUILDING JOURNEY. WAS VERY SHOCKED TO BE APPROVED FOR THIS RATE. NFCU IS WHERE IS AT. NOW FOR SOME SOUL SEARCHING.
Wow! jrodzmc09, what's your last credit score? It looks like your sig is getting cut off. All I can see are your starting scores of 644/628/630
I'm NFCU and am hoping to get an auto loan in March so I'm hoping your scores aren't too much higher than mine!
@electra wrote:Wow! jrodzmc09, what's your last credit score? It looks like your sig is getting cut off. All I can see are your starting scores of 644/628/630
I'm NFCU and am hoping to get an auto loan in March so I'm hoping your scores aren't too much higher than mine!
My last EQ for January was at 665. I was just testing waters on all this auto loan stuff too. Especially since I just got a CC & OLOC with NFCU and didn't want them to think I was a little credit hungry. Anyways long a behold got the rate.. LOL. Got 2 foreclosed loans due to fall off this DEC and 1 CO and 1 Collection. That being said you should be fine. Just go for it.
Congrats! Did you already have an account with Capitol One? I'm looking to apply for an auto loan and the loan officer has told me this would help.
@nikolean wrote:Congrats! Did you already have an account with Capitol One? I'm looking to apply for an auto loan and the loan officer has told me this would help.
No. I hate Capital One.