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APPROVING BANK: BMW Financial
BUREAU PULLED: Transunion
CREDIT SCORE: 677
SOFT PULL/HARD PULL: Hard
CUSTOMER STATE OF RESIDENCE:
NEW/USED: New
YEAR OF VEHICLE: 2026
MAKE: BMW
MODEL: X3
MILEAGE: 11
FINANCE/LEASE: Finance
PURCHASE PRICE: 58,000
AMOUNT OF LOAN: 38,000
TERM CONTRACTED: 72
APR/LEASE RATE: 3.9%
MONTHLY PAYMENT: 582
ANNUAL INCOME: 78,000
DEBT TO INCOME RATIO: 29%
MISCELLANEOUS COMMENTARY: put 20k down, monthly payment includes extended maintenance coverage.
NFCU def uses TU. I have had 3 car loans with them so far.
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