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Auto Loan Approvals

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Hillified80
New Visitor

Re: Auto Loan Approvals

APPROVING BANK: BMW Financial
BUREAU PULLED: Transunion
CREDIT SCORE: 677

SOFT PULL/HARD PULL: Hard
CUSTOMER STATE OF RESIDENCE: 
NEW/USED: New
YEAR OF VEHICLE: 2026
MAKE: BMW 
MODEL: X3
MILEAGE: 11
FINANCE/LEASE: Finance

PURCHASE PRICE: 58,000
AMOUNT OF LOAN: 38,000
TERM CONTRACTED: 72
APR/LEASE RATE: 3.9%
MONTHLY PAYMENT: 582
ANNUAL INCOME: 78,000
DEBT TO INCOME RATIO: 29%
MISCELLANEOUS COMMENTARY: put 20k down, monthly payment includes extended maintenance coverage. 

Discover It $10,500, AMEX BCE $12,000, BB&T Spectrum $5,000, Citi TY Preferred $8,600, Capital One Venture $7,000, Chase Freedom Unlimited $8,100


FICO 08: 3/15/20
EXP: 703
TU: 711
EQ: 707
Message 181 of 183
MDCruiser
Valued Member

Re: APPROVING BANK: BMW FINANCE BUREAU PULLED: EQUIFAX CRED...

NFCU def uses TU. I have had 3 car loans with them so far. 

Message 182 of 183
Deedee_
Administrator

Re: APPROVING BANK: BMW FINANCE BUREAU PULLED: EQUIFAX CRED...

Due to the age of this thread, it will be locked in order to keep discussions current. If you have the same or a similar question/issue we invite you to start a new thread on the topic.

 

Thank you.

Message 183 of 183
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