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Hi everyone. I have another approval odds to post. I'm feeling confident for the most part but commission based income always adds some anxiety. I'm expecting to take delivery of a second personal car later this year, hoping some of you can ease the stress with your experiences or knowledge! Looking to understand what they will expect from me (average commission over x amount of years, w-2, tax returns).
Current Car loan: $1325 (intend to keep)
Mortage: $4600
Credit card payments: Approx $500
Score: TU FICO 8 733
Salary: $60,000
Commission: 2022 $240,000, 2021 $140,000
Years of Employement: 12
lender: Porsche financial
Purchase amount: $108,000
Loan amount: $97,000
@Sool93MK wrote:Hi everyone. I have another approval odds to post. I'm feeling confident for the most part but commission based income always adds some anxiety. I'm expecting to take delivery of a second personal car later this year, hoping some of you can ease the stress with your experiences or knowledge! Looking to understand what they will expect from me (average commission over x amount of years, w-2, tax returns).
Current Car loan: $1325 (intend to keep)
Mortage: $4600
Credit card payments: Approx $500
Score: TU FICO 8 733
Salary: $60,000
Commission: 2022 $240,000, 2021 $140,000
Years of Employement: 12
lender: Porsche financial
Purchase amount: $108,000
Loan amount: $97,000
You'll be fine. With your stats they aren't likely to ask for proof of income. Just listing your total income should be good enough.
@Sool93MK- looks like you should be good.
I have to ask you, what kinda line of work are you in ? Pardon my asking but, your salary vs your commission ----- geeegsh huge delta man!