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Auto Loan Experian?

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Anonymous
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Auto Loan Experian?

Does any one know any auto lenders(captive, CU ect) that only run Experian? Thanks. 

Message 1 of 6
5 REPLIES 5
undrtkr65
Frequent Contributor

Re: Auto Loan Experian?

first tech ferderal credit union only pulls experian and also santander consumer only pull experian but they are a subprime lender.

Message 2 of 6
Anonymous
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Re: Auto Loan Experian?


@undrtkr65 wrote:

first tech ferderal credit union only pulls experian and also santander consumer only pull experian but they are a subprime lender.

 

 

 Thanks for the info on the credit union but I think Santander pulls equifax. 

Message 3 of 6
undrtkr65
Frequent Contributor

Re: Auto Loan Experian?

they could have changed who they pull but I did have a loan with them Oct of last year and they did pull experian for me.
Message 4 of 6
Anonymous
Not applicable

Re: Auto Loan Experian?

Santander does pull Experian 99.9% of the time...Chrysler Capital which is Chrysler Dodge Jeep and Rams Lending Institution and back by Santander pulls Experian.  Santander will only pull another bureau if they can't find enough active trade lines in your Experian report.  Chrysler Capital can be called and will pull any report the dealer requests.  

 

PNC Bank also pulls Experian only along with some Credit Unions that do indirect lending to auto dealers.

Message 5 of 6
Anonymous
Not applicable

Re: Auto Loan Experian?

Ford credit runs experian 

Message 6 of 6
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