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Hi,
I applied for auto loans with a few different companies within a 1 week period while rate shopping a few months back. I look today and my credit report has them listed as 6 separate inquiries. This is currently the only thing hurting my score, and it's not due to drop off til May sometime.
I would like them to be recoded so they impact my score correctly.
What is the best course of action here?
Thanks in Advance!
All inquiries will show individually on your report.
It is an internal thing with FICO to make the points only count as 1 inquiry (just like at the 12 month mark the points are regained, but the inquiry sits there for an additional 12 months)