Auto Loan Refinancing...Help!

[MYP]

I would like to try and refinance my current auto loan.  The interest is high and as such, my payments go mostly to that interest.  I don't see my current company helping me with providing them with less money each month (Capital One).  Any suggestions on where I might go and actually get approved???

I currently have a 72 month loan (since 10/07), never late, 24.95% interest (I know - shoot me now) and still owe 24k.  My scores are tu: 632, eq: 632, ex: 634 (and steadily rising).

Thanks in advance!

[Anonymous]

It depends on the value of the car verses what you owe. Most refinancing won't go above 120% of the resale value.

if you have money to put on the table to get the loan amount down that should help...

With those scores you should be able to shave off at least 10% of that rate if not more!