Hi. I have been having trouble getting approved for a 10k auto loan i have tried US bank and BofA to get the loan. I applied at BofA yesterday. They denied my loan with a friend as a cosigner, but the application i put in for the loan with just me and no co signer is still pending. I am guessing if they denied the one with the co signer they will deny the one of me by myself for sure. I have 680 equifax & experian score and 669 transunion score. I have no debt no bills. I have never had a loan before. I have one overdue payment which happened while i was on deployment and my autopay from my bank account stopped working. which once i returned I paid in full. It shows charge off collections paid in full. I need to buy a 16k car from a private party i am putting 6k down and the banks are still not approving me. Any suggestions on where i can go and get a guranteed approval i don't mind a slightly higher intrest rate as long as i get approved. Thank you
