I am currently stuck with a high interested auto loan only due to the fact that my credit history is only a year long. I have been making my payments on time however instead of making them once a month a split it half on the 1st and half on the 15th sometimes paying a little more than the min. Will this help out with curving so to speak some of the high interest until i can refi the auto loan? I am even thinking about making an extra payment every month and im already one payment ahead on the loan.
Starting Score: 643