My 20 yr old dd app'd for auto loan through Honda Financial(denied), NFCU(approved @ 7.99%) & Toyota Financial(approved @1.9%-60months).
Income-$1400 monthly
AAOA--1 yr
Fico ----738
0 baddies
Util-2%
CC-NFCU $1400 & BofA $3600
Auto purchased- 2013 Toyota Corolla 40k mi($12,996)
Unfortunately, I didn't realize until home she was charged $285 over actual listed price. NFCU instant online approval, Honda online app was 8 hr response & Toyota overnight response.
